RuralNet

RuralNet is an Insurance Technology company that seeks to give every Filipino access to affordable insurance.

RuralNet, along with our subsidiary insurance brokerage, CashKO, focuses on establishing sustainable financial systems at the grassroots level. We do this by partnering with institutions that cater to underserved Filipinos and SMEs. We also create systems solutions that help insurance providers serve their communities better.

CashKO provides microinsurance solutions that focus on fast claims processing with high approval rates.

CashKO works with underserved SMEs to develop comprehensive insurance plans that can help businesses grow at scale.

RuralNet’s digital insurance distribution platform allows you to fully digitize the insurance process and make it more accessible to consumers.

Social impact is at the heart of our operations.

RuralNet was founded with the goal of developing microinsurance programs that directly address the needs of the everyday Filipino. Our programs offer faster claims turnaround times than traditional insurers, which allows customers to get the help they need. By working with partner institutions on the grassroots level, we are able to build financial security nets for Filipinos who need it most.

2 million Filipinos protected via RuralNet’s digital insurance platform
Average claim turnaround of 33 days
(which is 40-60% faster than traditional insurers)
50-75% less overhead expenditure for institutional partners

FAQs

Learn more about RuralNet and what we offer.

Who is RuralNet?

RuralNet is an InsurTech company in the Philippines, offering the country's first fully digital and API-driven platform for insurance distribution and claims management. We collaborate with institutions to bring insurance within reach of all Filipinos, with a focus on underserved individuals and SMEs. We also develop system solutions to empower insurance providers to serve their communities better.

Do I need servers to use the RuralNet platform?

The RuralNet platform is cloud-based, which means you don’t need to invest in equipment or infrastructure to use the platform. Our infrastructure team is ready to help you set up your own cloud instance, ensuring that all your customer’s data is kept secure and private.

How do I partner with RuralNet to improve our microinsurance operations?

If you have mass-market insurance distribution operations, RuralNet’s Partnership team can help you build a solution that’s right for you. Schedule a product demo through our Contact Us page.

I have an existing legacy system. How can RuralNet help me migrate my data?

RuralNet would be happy to help you clean up and migrate your existing data onto the RuralNet platform. Our dedicated project managers will ensure a smooth transition and onboarding process for your products.

I’m concerned about Data Privacy. How can RuralNet help me protect my clients’ data?

RuralNet is a National Privacy Commission-registered institution and is fully compliant with the Data Privacy Act. Our platform keeps each partner’s data on a separate cloud instance, helping you keep your clients’ data segregated, encrypted, and secure.

Making insurance accessible to all Filipinos